Insurance & Billing

Dr. Mast contracts independently of Saint Francis Memorial Hospital. This usually means there will be 2 bills: 1) from the hospital or clinic, 2) from Dr. Mast.

Insurance – Dr. Mast participates as an “in-network” provider for a few insurance plans and Medicare.  As an “in-network provider” the cost of Dr. Mast’s care is dictated by the terms of your insurance’s “in-network” deductibles and copayments. Please check with your insurance carrier to determine coverage.

Dr. Mast can still provide care to patients that are “Out-of-network” or have high deductible health plans. With escalating costs for health care insurance plans, more and more patients are faced with this scenario.  The good news is that in many cases with cash pricing there is less administrative cost, so we can offer lower prices for a variety of services. Dr. Mast will submit billing to insurers on behalf of the patient, but it will be the patient’s responsibility to collect from the insurer.

ProcedureEstimated Cash PriceFinancing Available (see below for details)
Initial Consultation$250.00No financing available
Annual/Routine follow up$100.00No financing available
Hip Arthroscopy$2000.00 -$2750.00Starting at. $85/month for 36 months*
Primary Total Hip Arthroplasty$6000.00 – $7000.00Starting at. $217/month for 36 months*
Simultaneous Bilateral Total Hip Arthroplasty$12,000.00Starting at. $371/month for 36 months*
Conversion of prior surgery to Total Hip Arthroplasty$7000.00 – $9000.00Starting at. $278/month for 36 months*
Revision of Total Hip Arthroplasty$9000.00 – $11,000.00Starting at. $340/month for 36 months*
PAO (periacetabular osteotomy)$9000.00Starting at. $278/month for 36 months*
Proximal Femoral Ostetotomy/
Surgical Dislocation and associated procedures.
$9000.00Starting at. $278/month for 36 months*

Prices quoted are for cash based services only, payment in full is required prior to service. Certain limitations and restrictions apply. Complexity of case and patient comorbidities will factor into final cost calculations. Facility charges are billed separately and may/may not be covered under insurance plan.

*Financing examples:
Subject to credit approval. APR: 6.99% subject to increase or decrease. Examples: 36 monthly payments for well-qualified applicant. All loan estimates above are based on an annual percentage rate of 6.99% for a 3 year loan. Parasail offers loans from lenders for as low as 6.99% APR for well-qualified applicants but the rate you qualify for will depend upon your financial information and the underwriting criteria of the lending partners, so rates will vary. Monthly payments may be reduced by requesting a loan with a longer pay-off period. Parasail lenders offer loan terms up to 5 years.

Cash Pricing

For many procedures, an “all-in” cash price can be offered prior to the procedure. Inclusive in these prices are Dr. Mast’s services, anesthesiology, and facility charges. For example, routine primary hip replacement in a generally healthy individual can be done in the range of $28,000.00 to $32,000.00. (or from around $988/mo* for well-qualified applicants if financed through Parasail)

Financing

parasail

In an effort to make care accessible to all of our patients regardless of their financial situation, we’ve partnered with Parasail to find patient‐friendly payment plans that fit their needs. Parasail is a unique lender in the field of medical loans.  Unlike credits cards, Parasail has fixed interest rate loans based on your financial information, no fees and affordable payments that can be spread out monthly to fit your budget to ensure that you get the care that you need.
Apply in minutes here. With a single application, Parasail will search loan offers from multiple lenders without effecting your credit score – and you can select the right fixed-term loan option for you.

Payment/Financial Policy – To download a PDF of our financial policy please click here.

Questions – If you have any questions regarding Billing or Insurance for Dr. Mast please contact his billing office at (650) 288-0601

For questions regarding hospital billing please contact Roxanne Schulkin at (415)353-6380

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Address

Orthopaedic Surgeon San Francisco
Saint Francis Orthopedic Institute
1199 Bush Street, Suite 200
San Francisco, CA 94109